EARNINGS – Never depend on a single income. make investment to create second source.

SPENDING – If you buy things you do not need, soon you will have to sell things you need.

SAVINGS – Don’t save what is left after spending, but spend what is left after savings.

TAKING RISK – Never test the depth of the river with both feet.

INVESTMENT – Don’t put all your eggs in a single basket.

EXPECTATIONS- Honesty is very expensive gift.Don not expect it from cheap people.

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